Whether you are a Competition Licence Holder, Event Organiser, Club, Club Member or Event Official, you will find information here about the insurance, arranged by Motorsport Ireland, to protect you whilst you are taking part in our sport.
The Motorsport Ireland insurance programme is operative only where an event is organised under the rules and regulations of Motorsport Ireland and a permit or waiver has been issued for the event. Wherever in the following text we refer to a permit this also includes a waiver of a permit.
If you take part in any form of motorsport activity, either as a Participant or an Official not permitted by Motorsport Ireland then you need to check the adequacy of the insurance, if any, provided by the organisers of the event as the level of cover provided will not be the same as that provided by Motorsport Ireland.
All Motorsport Ireland policies run for a 12 month period, commencing 1st January and expiring 31st December.
Legal Liability Insurance
Protects Motorsport Ireland, RIAC, Local Associations, Clubs, Sponsors, Landowners, Club Members, Competitors, Licence Holders and Competition Officials if you are held responsible and/or are negligent causing an injury to a third party or damage to third party property. The details and conditions of this insurance may be found in the Motorsport Ireland Yearbook.
Master Legal Liability cover
Has a limit of indemnity of €25,000,000 for each and every loss. The Master Legal Liability cover is extended to include emergency first aid cover for volunteer medical personel registered with Pre Hospital Emergency Care Council (PHECC) or the Medical Council of Ireland where they do not carry their own insurance. The limit of indemnity is €6,500,00 in the aggregate for each 12 month period and cover is only available at Motorsport Ireland permitted events.
Provides benefits to Motorsport Ireland Competitors and Officials for specified injuries whilst taking part in permitted Motorsport Ireland events.
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